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Engaging cardholders in the age of digital payments

first_imgAccording to statista.com, mobile payment revenue will top $1 trillion in 2019, up from $450 billion in 2015. Clearly, advances in mobile and digital tech are redefining payments. And the way members use your cards may never be the same.Here are five things your credit union needs to know in the age of digital payments:To members, “card on file” means “set it and forget it.”“Credit unions should incentivize members to establish their card as the default payment option across merchant apps and websites,” said Jennifer Kerry, VP/credit card services for CO-OP Financial Services. “Consumers typically only replace their default cards if there is an issue—which  means if your card is not loaded into a member’s Starbucks app, you may never help buy that member a cup of coffee again.”Future payments will be increasingly automated.Emerging in-store payment technologies are making it even more important for your cards to be “on file.” Imagine your members walking into an Amazon Go store, selecting their goods and leaving—without visiting a cashier or interacting with a terminal—and without giving one thought as to which card they placed on file. That is where payments are headed. continue reading » 13SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Brentford v Derby: five key battles

first_imgBrentford face Derby at Griffin Park this weekend. Here are five potential battles we think could be crucial in Saturday’s game at Griffin Park.Jake Bidwell v Tom InceDerby could revert to 4-3-3 following their home defeat by MK Dons last weekend, which may mean Ince is pushed on into a more advanced position out wide. Either way, Bees captain Bidwell will need to be on his toes, even though Ince has not been at his best in recent weeks.Josh McEachran v Craig BrysonMcEachran is likely to return to the Bees side after recovering from injury. Bryson, a driving force in Derby’s midfield who also provides a goal threat, will be a key man for the visitors and controlling the midfield is essential.Chris Martin v Jack O’ConnellYoann Barbet’s sending-off at Sheffield Wednesday last week means he serves a suspension. O’Connell is likely to partner Harlee Dean and they can expect to be tested by the experienced Martin.Lasse Vibe or Philipp Hofmann v Richard KeoghHofmann started against Wednesday but Vibe will hope to return to the starting line-up. Keogh is a committed and wholehearted centre-back but has a mistake in him – as shown by his attempted clearance which presented Bobby Zamora with the goal that won QPR the 2014 play-off final.Alan Judge v Jeff HendrickJudge’s terrific form has been put down to a move into a central role, which offers him the freedom on which he thrives. Hendrick will hope to deny him that space in what could be one of the most important contests on the pitch.Follow West London Sport on TwitterFind us on Facebooklast_img read more

Man booked for raping minor girl in Palghar

first_imgThe police have registered a case against the driver of a private jeep for allegedly raping a 15-year-old girl at Mokhada town in Maharashtra’s Palghar district, the district police said on Friday. The incident took place on October 19, when the victim, a resident of Kurudpada, Jawhar, was travelling in a private jeep, commonly used by locals in the area, the official said. Instead of stopping the vehicle at Kurudpada, the driver Dileep Bhore allegedly dropped the other passengers in the vehicle first, and then stopped the jeep at an isolated road, he added. The accused then allegedly forced the victim out of the vehicle, took her to a field nearby and raped her, he said. The traumatised victim filed a complaint on Thursday, the official said. A case under relevant sections of the Indian Penal Code and the Protection of Children from Sexual Offences Act has been registered against the alleged accused, police PRO Hemant Katkar said, adding that no arrest has been made so far.last_img read more

Report: Turkey seeks warrant for Knicks’ Enes Kanter

first_imgSEA Games: Biñan football stadium stands out in preparedness, completion TS Kammuri to enter PAR possibly a day after SEA Games opening Sabah says prosecutors are seeking an Interpol “Red Notice” citing Kanter’s ties to Fethullah Gulen, who is blamed for a failed coup in 2016, and accusing him of providing financial support to his group.Earlier this month, Kanter refused to travel to London for a regular-season NBA game, saying he feared he could be assassinated for his opposition to Turkish President Recep Tayyip Erdogan.FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSUrgent reply from Philippine ‍football chiefSPORTSWin or don’t eat: the Philippines’ poverty-driven, world-beating pool starsKanter’s Turkish passport was revoked in 2017. Is Luis Manzano planning to propose to Jessy Mendiola? LATEST STORIES Enes Kanter #00 of the New York Knicks celebrates after hitting a three-point basket against the Milwaukee Bucks at Madison Square Garden on December 25, 2018 in New York City. NOTE TO USER: User expressly acknowledges and agrees that, by downloading and or using this photograph, User is consenting to the terms and conditions of the Getty Images License Agreement. Mike Stobe/Getty Images/AFPANKARA, Turkey — Turkish prosecutors are seeking an international arrest warrant for New York Knicks player Enes Kanter, accusing him of membership in a terror organization.Sabah newspaper says the Istanbul chief prosecutor’s office had also prepared an extradition request for the NBA player. Officials at the prosecutor’s office could not be reached for comment.ADVERTISEMENT Don’t miss out on the latest news and information. View comments LOOK: Joyce Pring goes public with engagement to Juancho Triviño MOST READ Private companies step in to help SEA Games hosting SEA Games: Biñan football stadium stands out in preparedness, completion Toni Basas’ status still uncertain ahead of UAAP Season 81 Sports Related Videospowered by AdSparcRead Next SEA Games hosting troubles anger Duterte LOOK: Joyce Pring goes public with engagement to Juancho Triviño Trending Articles PLAY LIST 00:50Trending Articles02:25Raptors or Warriors? PBA players take their pick of NBA champ01:43Who are Filipinos rooting for in the NBA Finals?02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krausslast_img read more

10 months agoTottenham watching Doherty situation at Wolves

first_imgTottenham watching Doherty situation at Wolvesby Paul Vegas10 months agoSend to a friendShare the loveTottenham are watching Matt Doherty’s situation at Wolves.The right wing-back has been one of promoted Wolves’ star performers in the Premier League.He has three goals and four assists to help Nuno Espirito Santo’s men into the top 10.Now he is in talks for a new contract which will at least double his money.The Mirror says Tottenham are monitoring developments after being impressed with the former Bohemians player who moved to Wolves in 2010. TagsTransfersAbout the authorPaul VegasShare the loveHave your saylast_img

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The Broncos — And The Panthers — Have History On Their Side

2012NY GiantsDallasHomeWed-4.0 2005New EnglandOaklandHomeThu-7.5✓ 2015New EnglandPittsburghHomeThu-7.0✓ Source: Pro-Football-Reference.com YEARDEFENDING SB CHAMPIONOPPONENTLOCATIONDAYVEGAS LINEWIN? NFL season openers, 2002-15 2014SeattleGreen BayHomeThu-8.5✓ 2013BaltimoreDenverRoadThu+7.5 2011Green BayNew OrleansHomeThu-5.0✓ 2010New OrleansMinnesotaHomeThu-5.0✓ 2007IndianapolisNew OrleansHomeThu-5.5✓ In January 1970, the AFL Champion Kansas City Chiefs upset the NFL’s Vikings in Super Bowl IV, 23-7. That was the last game played prior to the AFL-NFL merger, and the newly unified league had Kansas City travel to Minnesota for Week 1 of the 1970 NFL season. The Vikings, like this year’s Broncos, were playing with a new starting quarterback; Joe Kapp was in a contract dispute, leaving Gary Cuozzo as the team’s starter. It didn’t matter; the Vikings defense dominated en route to a 27-10 victory, giving the team a small measure of revenge for the ugly loss eight months earlier.Broncos fans probably noticed that the defending champion won four of the last five Super Bowl rematches, and the lone outlier — the 1993 Cowboys — wound up winning the Super Bowl that year. If you’re a Panthers fan, you can point to that 13-0 Thursday night record among favorites.And if you’re an NFL fan, you can just be happy that football is — finally — back. 2004New EnglandIndianapolisHomeThu-3.0✓ In January 1979, the Steelers beat the Cowboys in Super Bowl XIII. The teams squared off in Pittsburgh the following October, and the Steelers again handled Dallas, winning 14-3 after knocking Roger Staubach out of the game early in the fourth quarter. Pittsburgh had Dallas’ number in the late 1970s: The Steelers won all four times that Staubach and Terry Bradshaw faced off, including twice in the Super Bowl. But that doesn’t mean the Broncos are a lock to win Thursday night. All 10 of those teams were favored, which also means the favorites are 10-0 in these games (and an even better 13-0 in all Thursday Night kickoff games;2This includes the Broncos/Ravens game, along with the Thursday night openers that did not feature the Super Bowl champions in ’02 and ’03. the only favorites to lose the kickoff game being the 2012 Giants, at home on a Wednesday night.) And on Thursday, Carolina is favored by 3 points — only the third time since 19783The first season for which Pro-Football-Reference.com has data on Las Vegas lines for each game. that a defending Super Bowl champ was at home but not favored4The Patriots were 2.5-point underdogs in 2002 against the Steelers and won, 30-14. And in 1983, Washington lost 31-30 to Dallas as 1.5-point underdogs on Monday Night Football. in Week 1 of the following season.5The defending champ was a road underdog to start the season in 1987, 1988, 1993, 2003 and 2013. So it’s a split that gives both fan bases some history to point to for optimism in the opener.As for Super Bowl rematches? The defending champion has gone 4-2 in those games, and has also been at home in four of six games. (That may be a good omen for the Broncos, who were on the other side of things just two years ago.) Here’s a rundown of those rematches:In February 2014, the Seahawks embarrassed the Broncos 43-8 in Super Bowl XLVIII. Seven months later, the rematch in Seattle turned out to be a much more exciting game. The Broncos had a mere 4 percent chance of winning the game when Denver gained possession, trailing 20-12, with 59 seconds remaining. But Peyton Manning completed three passes for 80 yards and a touchdown, then tacked on a two-point conversion to force overtime. He never saw the ball again, though: In overtime, the Seahawks won the coin toss and drove 80 yards for the game-winning touchdown. 2008NY GiantsWashingtonHomeThu-4.5✓ 2006PittsburghMiamiHomeThu-1.5✓ 2009PittsburghTennesseeHomeThu-6.5✓ The last professional football game that mattered was Super Bowl 50, when the Denver Broncos beat the Carolina Panthers, 24-10. And when those same two teams take the field Thursday night in Denver, it will be the first Super Bowl rematch ever to occur on the opening night of an NFL season.The NFL introduced the idea of a lone Thursday Night game to kick off the season in 2002, and two years later the league started making the game a home showcase for the defending Super Bowl champion. (It’s worked out in all but two years since. In 2013, a scheduling conflict with the Baltimore Orioles made the Ravens travel to Denver for the opening game, where they lost 49-27.1So the Broncos have already hosted a Thursday Night Kickoff game featuring the defending Super Bowl champions. And another conflict, this time with President Obama’s speech at the Democratic National Convention, caused the Giants to host the Cowboys on a Wednesday night — and lose, 24-17 — in 2012.) In those Thursday night home games, the defending Super Bowl champion boasts a perfect 10-0 record. In Super Bowl XI, Oakland dominated Minnesota on both sides of the ball en route to a 32-14 victory. The teams met in Oakland for a rematch in December of the 1977 season, and again the Raiders outclassed the Vikings in every fashion, winning 35-13. On Jan. 31, 1993, the Cowboys obliterated the Bills 52-17 in Super Bowl XXVII. And 364 days later, Dallas beat Buffalo in the Super Bowl again, 30-13, the only time the same teams have ever met in consecutive Super Bowls. But in between those historic games, the teams also met in Dallas during Week 2 of the 1993 regular season. The Cowboys, missing Emmitt Smith because of a contract dispute, lost 13-10 on a late field goal. It was a result symbolic of that entire Bills era: In games started by Hall of Fame quarterback Jim Kelly from 1990 to 1993, Buffalo went 14-0 in the regular season against the NFC, including a 4-0 mark against Dallas, New York and Washington. Against those same teams in the Super Bowl, of course, the Bills went 0-4. In Super Bowl XXXI, the Packers beat the Patriots, 35-21. The teams met again on a Monday night in New England during Week 9 of the 1997 season, although by then Pete Carroll had replaced Bill Parcells as New England’s head coach. Green Bay, behind great performances from Brett Favre and Dorsey Levens, easily beat the Patriots, 28-10. read more

Ohio State inks homeandhome series with Boston College for 2020 2021

Ohio State continued its scheduling flurry after locking up its fourth home-and-home series in less than a month, securing contests against Boston College for 2020 and 2021 on Wednesday. The Buckeyes will host the Eagles at Ohio Stadium on Sept. 19, 2020 before traveling to Chestnut Hill, Mass., on Sept. 18, 2021. OSU athletic director Gene Smith called BC “a fine program from an outstanding conference.” “This gives Ohio State fans a chance to watch their Buckeyes in back-to-back games against Pacific 12 and ACC schools,” Smith said in a released statement. BC athletic director Brad Bates said the matchups against OSU serve as a way for the Eagles to gauge themselves against one of the nation’s best teams. “This will be a great opportunity for our team to measure itself against one of the premier programs in college football,” Bates said in a released statement. The Buckeyes are 3-0 against BC and haven’t played the school since a 38-6 win at the Kickoff Classic at the Meadowlands in New Jersey in 1995. Over the course of those three games, OSU has outscored BC, 103-45. The Buckeyes will also face Oregon in 2020 and 2021 after locking in a home-and-home series with the Ducks on Oct. 23. On Oct. 18, OSU announced a rematch against Texas for 2022 and 2023. On Oct. 2, the Buckeyes inked a home-and-home series with Texas Christian University for 2018 and 2019. OSU is a combined 16-3-1 against BC, Oregon, Texas and TCU. read more