Egg composition and factors influencing egg formation were studied in Black‐browed and Grey‐headed Albatrosses Diomedea melanophris and D. chrysostoma at Bird Island, South Georgia. At nests where eggs were laid, females arrived 6–7 days after males, stayed one day during which 96% of observed copulations occurred, then departed to sea for c. 16 days in D. chrysostoma, c. 10 days in D. melanophris, returning c. two days before laying. Yolk deposition, however, lasted 21 and 20 days, and started 32 and 29 days before laying, in D. chrysostoma and D. melanophris respectively. Therefore, it is probably initiated by environmental factors not by copulation. Egg, albumen and yolk mass are significantly greater in D. chrysostoma but the proportionate composition of the species’ eggs is nearly identical. Reduced differences in chick mass at hatching may reflect the longer incubation period in D. chrysostoma or relate to subsequent differences in chick growth rate.
During her campaign with senior running mate Matt Devine, student body president Lauren Vidal emphasized her intention to institute an “open door policy” within the student government office—and she intends to follow through.Vidal said she particularly hopes freshmen will utilize this feature of her administration.Emily McConville | The Observer “I would more than encourage them to stop by our office,” she said. “Our committees are very active and are always looking for members. I would also tell them to stop by activities night at the [Joyce Athletic and Convocation Center]. I think that there, the freshmen get the best understanding of the sheer magnitude of groups that the University has to offer.”Underneath the umbrella of student government departments, there are two groups specifically created for freshmen to be in a leadership position and play an active role in Univeristy life.One is the Freshman Class Council (FCC). FCC is run through the Student Activities Office (SAO), not student government, but is responsible for programs and initiatives within the freshman class.FCC is composed of 29 representatives, one from each dorm. The Judicial Council will hold elections for these positions in mid-September, and later the representatives will elect their officers from within the class council.“FCC was a great way promote class unity,” former Pangborn FCC representative and sophomore Mallory Dreyer said. “My favorite program we put on was an organized free skate for freshmen at Compton [Family] Ice Arena. Most freshmen didn’t know that there were regular open skate times, and so the event was a great way to introduce them to it.”The second group designed for first-year students is FUEL, the First Undergraduate Experience in Leadership. FUEL is run as a department within student government, and serves the purpose of introducing freshmen to different areas and departments in student government, Vidal said. This year, FUEL is in the process of adopting what its co-director sophomore Louis Bertolotti described as “a few new approaches.”“There will be a variety of new opportunities for leadership positions, and we aim to make the body a much slimmer, more efficient body capable of making real positive change on campus,” Bertolotti said.Vidal said making participation in FUEL a worthwhile and all-inclusive experience for first-year students is a goal of her administration.“[FUEL is] a wonderful opportunity,” Vidal said. “We’re working this year to make it a microcosm of how student government more broadly works, emphasizing policy changes and how policy can be turned into initiatives.” The group will allow freshmen to participate not only in their own department but also in another, to integrate them more fully into student government work, FUEL co-director sophomore Marisa Olsen said in an email.“Students will be on the FUEL department as well as another department that carries out initiatives that they feel will improve student life at Notre Dame,” Olsen said. “…Being on FUEL gives them the opportunity to make a huge difference on campus, which is pretty exciting as a freshman.”Tags: class of 2018, FCC, FUEL, Lauren Vidal, Matt Devine, Student government
Joshua Diehl, the chief strategy officer for autism services at South Bend’s LOGAN Center, explored the issue of care for the developmentally disabled throughout history in a Tuesday lecture, “The Past, Present and Future of Services for People with Disabilities: A LOGAN Perspective.” Diehl will be a fellow in Saint Mary’s Master of Autism Studies and is involved in autism research at Notre Dame.Diehl said the purpose of his speech was to discuss the history of people with intellectual and developmental disabilities.“It has really been a checkered past and I want to intersperse how [the Michiana] region has played a role in changing that checkered past — at least moving forward to improve the situation of people with intellectual and developmental disabilities,” he said.During the 19th century, Diehl said states implemented sterilization laws that had adverse effects for disabled people.“The movement toward eugenics greatly affected people with developmental disabilities,” he said. “ … Sometimes people were killed. There was not protection under the 14th Amendment … court case after court case went against people with disabilities.”The terms “moron, idiot and imbecile” were not derogatory terms during this time, Diehl explained, but instead were medical terms used to classify people with disabilities.“Someone who was a moron had moderate intellectual ability, an idiot had moderate intellectual disabilities and a person with very severe intellectual disability was an imbecile,” Diehl said. “It is fascinating because it transferred into pop culture and the way that we insult each other. The term that replaced these terms was mental retardation, and the word retard has taken on that role. We have a more visceral response to the word retard, but we do not have that same visceral response to these words.”Following the World Wars, there was a proliferation of institutions that frequently offered poor care for patients, Diehl said.“One of them was in South Bend,” he said. “What was different about this hospital was that it was for all ages and it was enormous; it was for all of the northern area of Indiana … the conditions were atrocious, children were stacked upon children with huge ratios that were one to 40.”In the 1950s, public schools were allowed to deny children with disabilities, Diehl said. In response, a group of parents created the LOGAN School which focused on education for children with disabilities and job preparation for adults with disabilities. In the 1970s, congressional legislation ensured education for everyone regardless of disability, he said. LOGAN and other organizations had to adapt from being schools to support centers.“That transition to school took a long time and it is still is taking a long time,” Diehl said.Diehl said that a deep awareness of disabilities is no longer adequate, and a better understanding is needed.“Everyone is aware now that developmental disabilities exist and are important, but I think what is missing is knowledge about them,” he said.Diehl encouraged people to share new ideas to improve education for those with intellectual and developmental disabilities.“If you are afraid to say your idea, remember someone pitched an idea about a tornado filled with sharks, which became the multimillion-dollar movie ’Sharknado,’” he said.Tags: Autism, disabilities, logan center, services
It’s time for turkey again, and you are probably planning your trip to the grocery store to purchase one to feed your family this holiday. Now comes the tricky part: making a tasty turkey while combating bacteria and other foodborne pathogens.Cooking a turkey safely begins with proper thawing. Using unsafe thawing techniques and underestimating thawing time are common mistakes made by new cooks. The safest and most recommended method to thaw turkey is to leave it in the refrigerator. Leaving items out on the counter or in the sink is not a proper way to thaw.In the past, my family has been guilty of this. Following safe food practices are crucial, especially around the holidays when serving high-risk populations, such as pregnant women, grandparents and children. Thawing a turkey in the refrigerator can take up to 24 hours for every 5 pounds of turkey. A very large turkey can take more than two days to thaw. It is essential to plan ahead, unless you plan to buy fresh bird a few days before Thanksgiving.My family once woke up to find a frozen turkey just minutes before we planned to watch the Macy’s Thanksgiving Day Parade. If this happens, thaw the turkey in cold water or in the microwave. If you choose to thaw the turkey in cold water, make sure the turkey is wrapped tightly in leak-proof packaging, then put it into the cold water. The water should be changed every 30 minutes. If thawed in the microwave, the turkey must be cooked immediately. Rookie chefs often leave the giblet bag in the turkey. Everyone in my family has done it, and I’m sure that it has happened to a few of you as well. When cleaning the turkey, be sure to reach all the way into the cavity to extract the giblets.If you mistakenly leave the giblets in the turkey during cooking, remove them from the cooked turkey and carefully examine them. If they are wrapped in paper, then proceed to carving. However, if they were wrapped in plastic and there is evidence that the heat altered the state of the plastic, you should not eat the turkey or giblet items.Before cooking, remove the hock lock, the device that secures the legs. Even though hock locks are most often made of heat-resistant materials, leaving them on during cooking can make it much more difficult to cook the bird evenly.Now, for the million dollar question: How do you know when the turkey is cooked? Many seasoned chefs will have a different answer based on smell, look and time spent in the oven, but the only way to know whether your turkey has reached a safe internal cooking temperature – 165 degrees Fahrenheit – is by using a food thermometer. This will ensure that dangerous bacteria that cause foodborne illnesses have been destroyed. When checking the temperature of the turkey, place the food thermometer in the innermost part of the thigh and wing, and the thickest part of the breast. Personal preferences may call for cooking the turkey to higher temperatures, such as 180 F, to remove the pink appearance and rubbery texture.The best way to have a successful and low-stress Thanksgiving, Christmas, New Year or any time you serve turkey, is to plan ahead. Plan what to cook and in what order to ensure that you don’t experience a traffic jam in the oven. Cook foods with longer cooking times first, and prep food as much as possible before the big day. Plan a menu and write down your grocery list to prevent going to the store at the last minute for items like butter or eggs. It is also OK to share the love and to assign dishes to various family members.I wish you all the best of luck in preparing Thanksgiving dinner. Plan ahead, consider thawing and remember those giblets and cooking temperatures.
Dartmouth-Hitchcock has again been ranked among the best hospitals in the nation in U.S.News & World Report’s 2011-12 Best Hospitals, online at www.usnews.com/besthospitals(link is external). The rankings, annually published by U.S. News for the past 22 years, will also be featured in the U.S. News Best Hospitals guidebook, which will go on sale August 30. For the fifth straight year and for the ninth time since 1995, Dartmouth-Hitchcock has been recognized for its care in Gynecology. The latest rankings showcase 720 hospitals out of about 5,000 hospitals nationwide. Each is ranked among the country’s top hospitals in at least one medical specialty. ‘This recognition is a fitting acknowledgement of the excellent care our nurses, physicians and other clinical staff provide each and every patient,’ says Nancy Formella, M.S.N., R.N., co-president of Dartmouth-Hitchcock. ‘Our commitment to providing the highest quality, compassionate care is recognized every single day, but having this prestigious honor is a meaningful achievement. Dartmouth-Hitchcock is pleased to once again be recognized among America’s best health care institutions.’Dartmouth-Hitchcock’s Department of Obstetrics and Gynecology provides comprehensive services for women throughout New Hampshire and eastern Vermont including general gynecology, obstetrics, maternal-fetal medicine, reproductive endocrinology and infertility, gynecologic oncology, and urogynecology and reproductive pelvic surgery. Physician specialists from Dartmouth-Hitchcock Medical Center in Lebanon also see patients at Dartmouth-Hitchcock practices in Concord, Manchester, Nashua, and Keene, NH.‘We are committed to improving the lives of women in our communities and training the next generation of world-class gynecologic specialists,’ says Dr. Richard Reindollar, chair of Obstetrics and Gynecology. ‘I am honored to be part of such a talented team that delivers outstanding care for the entire spectrum of gynecologic issues.’Dartmouth-Hitchcock is New Hampshire’s only academic medical center. Internationally renowned, nationally ranked, and regionally respected, Dartmouth-Hitchcock integrates high-quality patient care, advanced medical education, and translational research to provide a full spectrum of health care.‘Although our patients are the ultimate and most important judges of our performance, it is gratifying to have this national recognition by U.S. News. I am especially pleased for the physicians and staff of the Department of Obstetrics and Gynecology, whose high standards of excellence have resulted in this honor,’ notes Dartmouth-Hitchcock co-president Dr. James N. Weinstein.Hard numbers stand behind the rankings in most specialties’death rates, patient safety, procedure volume, and other objective data. Responses to a national survey, in which physicians were asked to name hospitals they consider best in their specialty for the toughest cases, also were factored in. The core mission of Best Hospitals is to help guide patients who need an especially high level of care because of a difficult surgery, a challenging condition, or added risk because of other health problems or age. ‘These are referral centers where other hospitals send their sickest patients,’ said Avery Comarow, U.S. News Health Rankings Editor. ‘Hospitals like these are ones you or those close to you should consider when the stakes are high.’ ABOUT DARTMOUTH-HITCHCOCK: Dartmouth-Hitchcock is a national leader in evidence-based and patient-centered health care. The system includes hundreds of physicians, specialists, and other providers who work together at different locations to meet the health care needs of patients in northern New England. In addition to primary care services at local community practices, Dartmouth-Hitchcock patients have access to specialists in almost every area of medicine, as well as world-class research at Dartmouth Medical School and centers of excellence including The Dartmouth Institute for Health Policy & Clinical Practice (TDI).
Hikers spotted O’Connor just off the New Hance Trail, a difficult trail described by the park website as “not maintained and maybe the most difficult established trail on the South Rim of the Grand Canyon.” O’Connor was reportedly spotted hunkered away from the elements under an overhang. The hikers that spotted him reported what they saw to the backcountry information office and a rescue helicopter was sent to retrieve O’Connor the next day. It was not immediately clear whether the man suffered any injuries. Read more about the study here: https://www.nap.usace.army.mil/Missions/Civil-Works/Francis-E-Walter-Dam/Reevaluation-Study/ The Army Corps of Engineers is currently conducting a feasibility study to define problems, needs and opportunities associated with project operation—primarily focused on flood risk management. Opponents of the project are concerned about the risk of flooding, as the Francis Walter Dam is a flood control structure and was not designed to be a holding bank for New York City. Concerns are also expressed over the impact on the ecosystem of the Lehigh River. Three mountain lions in Arizona were euthanized after eating human remains close to a popular hiking trail. The Pima County Sheriff’s Department discovered the human remains last Tuesday during an investigation on the Pima Canyon Trail. Though the mountain lions are not suspected of killing the victim, they were captured and killed Wednesday night. The Sheriff’s Department is still trying to determine the circumstances leading to the victim’s death. Mountain lions killed after eating human remains A Texas man missing in the Grand Canyon was found alive last week after disappearing for 11 days. Martin E. O’Connor, 58, was last seen on December 22 at the Yavapai Lodge on the South Rim of the Grand Canyon. He had been traveling alone and was a guest at the lodge from December 17 to December 22. Man missing nearly two weeks in Grand Canyon is found alive Read the full story here: https://www.washingtonpost.com/travel/2020/01/03/hiker-went-missing-grand-canyon-national-park-before-christmas-almost-two-weeks-later-he-was-found-alive/ “Mountain lions are not routinely scavengers. A mountain lion eating human remains is abnormal behavior. Those that do are more likely to attack a human being in the future,” Game & Fish Department Regional Supervisor Raul Vega told KGUN. Francis Walter Dam in Pennsylvania considered for NYC water needs The Army Corps of Engineers, in partnership with the Delaware River Basin Commission and the New York City Department of Environmental Protection, is considering holding water from Pennsylvania’s Lehigh River in a reservoir to be used by New York City. A public meeting to discuss the project will be held on January 9 at 6pm at the Mountain Laurel Resort in White Haven, PA. The Army Corps of Engineers is also accepting comments by email at [email protected] Read the full story here: https://thesouthern.com/news/mountain-lions-killed-after-eating-human-remains-on-hiking-trail/article_6effe183-3c12-55dc-9e37-ab45d1306879.html
2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr CUs face big mortgage documentation decisions before Aug. 1, 2015.by: John LevyThe close of another year naturally causes most people to think about the year ahead. For our industry, it is a time to ponder such questions as, what will be the defining trends? What will be next year’s biggest stories? What do we face as our primary compliance challenges?This last question might be bringing most credit unions to a screeching halt. Not that managing burgeoning regulatory changes is anything new to today’s executives, but there are some fairly serious deadlines looming. Realize it or not, we are less than a year from the TILA-RESPA Integrated Disclosure Rule issued by the Consumer Financial Protection Bureau, with a go-live date of Aug. 1, 2015. The new rule is meant to make the information on mortgage disclosures easier for consumers to understand by consolidating forms required under the Truth in Lending Act and the Real Estate Settlement Procedures Act, as well as eliminating miscellany data.The TILA-RESPA rule is meant to create a friendlier borrower atmosphere. For instance, two new documents—the loan estimate and the closing disclosure–will consolidate several other forms previously used, simplifying the consumer’s experience. Also, it is supposed to ensure there is no extra, unnecessary data on disclosures, making the display format more convenient for the borrower to view and understand. An example would be removing the option for zeros or N/As to display on documents that disclose costs and the APR. The key is to show only the information relevant to a particular borrower’s situation. continue reading »
NCUA Chairman Hood recently said. “For nearly a century, credit unions have had a history of serving their members and stepping up in the most difficult times.”It’s true. Credit unions are going to extraordinary lengths to support their members, employees, and communities in this time of massive social and financial disruption. Lots to be proud of, for sure.But don’t celebrate too much. The problem is, we have not done all we could have done to prepare our members for that “most difficult” time in the first place. It doesn’t need to be a global pandemic – even a short-term job loss, car repair or illness can financially ruin our members.In this way, we have failed our members – again. During the peak of the great recession there was a tremendous focus on the short-term need to deliver credit to those most impacted. There was also a lot of conversation and energy around the need to fundamentally restructure the financial health of US households, to reduce the financial vulnerability of families. Research at the time highlighted this ugly fact – despite the strong run of the investment markets and real estate, almost half of US households did not have access to $500 in liquid assets to deal with a financial emergency.And, it is even worse now. Fast forward to 2020 and after an 11-year bull market and record employment numbers, 46% of US households have still not accumulated a $500 emergency fund. According to a Bankrate survey in July of 2019, just 18% of Americans say they could live off their savings for at least 6 months. That is the lowest percentage of people with an adequate savings cushion in the 9 years Bankrate has been conducting the poll. We are headed in the wrong direction.We’ve been focused on solving the wrong problem. Let us be clear – the biggest financial resiliency problem most US households have is not access to affordable credit – it is a lack of savings that provides a cushion in times of economic need. For too long we have bought into these mis-informed opinions:Our members do not know they should be saving: Study after study shows exactly the opposite. Surveys show that households at all income levels know they should be saving and can identify the benefits of having robust savings.We need to improve our financial literacy efforts to educate members on how to save: Turns out that most financial training, especially for adults, has little or no long-term impact – it makes us “smarter” but does little to shift behaviors. This study looked at a significant amount of published research reports and found the correlation between financial literacy and positive financial behaviors was very small.Households are living paycheck to paycheck and do not have the ability to save: Once again, surveys show that while income can be an issue, most households have a spending problem. When surveyed by the Common Cents Lab at Duke, 88% of low- and moderate-income households were able to identify 3 ways they could alter spending to begin saving, but follow-ups found almost none of them made a lasting shift in behavior.So, what do we do about this as an industry? Behavioral economics gives us some ideas. Knowledge does not usually drive behavior change, but we have some good insight about tools and techniques that do:Default members into a regular savings plan. Automatically enrolling new members into a plan that moves a set amount each payday from the transaction account into their savings account has shown great results in the credit unions that have implemented this intervention. Members can opt out, but few do, and balances are sticky.Add a savings component to new loans. Include in the loan payment an additional amount that goes to the member’s savings account every month. You escrow for insurance and taxes, you should “escrow” for those predictable expenses or eventual repairs on the home or car you are financing.Make savings the preferred behavior. Rather than encouraging your members to buy a new car when their current loan pays off (as my credit union did), suggest members allow the automated deduction to continue and post it to their savings account.Actively and aggressively work with members to establish short, medium- and long-term savings goals. Break big goals into smaller pieces to make them more obtainable. Do not tell the new parents they need to save $200K for college, tell them they need to save $50 this month. Track those goals and provide feedback and encouragement regularly.Provide financial education as close to the point of action as possible. For instance, mortgage training immediately before members begin the house search has the potential to be very impactful. Research shows training is most useful when delivered near the point in time when the member might actually apply it.Add some friction (make it harder) for members to do behaviors that are not in keeping with their savings goals. Or, said another way, recognize that we tend to do what is easiest. Make savings easy, easy, easy.Make sure your internal rewards and recognition system for your teammates celebrates success in member savings levels. You cannot tell your staff that savings levels are important and then only reward loan generators. Well, you can, but do not be surprised when nobody cares about savings.And here is the big one:Measure success based on increases in the level of member savings (instead of just loan growth and balances). How might your organization evolve if you focused on shifting members’ behavior toward financial resiliency and away from spending and consumption?I am reminded of the CU CEO who was concerned members were not listening because the quarterly member financial literacy training was not showing an increase in members’ savings levels. A closer look showed that between those quarterly programs promoting saving, more than 90% of the messages delivered to the members were about mortgages, car loans, consolidation loans, and credit cards. Only about 4% of their communication focused on the broad topic of savings. The members were listening and responding in a totally predictable way.The good news is that your members do listen to you. They count on you to guide them through times good and bad. And, in the short run, they are going to be very appreciative of the support they are getting from you in this crisis. You need to start thinking now about what you will do to ensure your members are in a better position to weather the next financial storm. Let us not fail them again, there will be another storm… 17SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Rick Leander Rick Leander is Founder and Managing Partner of LFB Holdings, a behavioral insights consultancy that works with established and startup enterprises.At LFB Holdings we teach clients how to leverage … Web: www.lfbholdings.com Details
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » NCUA issued a risk alert (20-RISK-02) highlighting the risk of fraud associated with the COVID-19 pandemic. Scammers are attempting to take advantage of opportunities made possible through new or expanded large government programs arising from emergency situations, such as the CARES Act.According to NCUA, the alert is intended to describe increased risks associated with routine operations, outlines red flags associated with common fraud schemes in major CARES Act programs, provides references and avenues to report fraud or misconduct to the most appropriate authorities, and also provides member education resources.Common fraud schemes include:Financial institution fraud, including new account fraud, identity theft, cybersecurity risks, imposter and money mule schemes, and mobile banking application fraud are on the rise because of the predominately virtual environment, and the significant shift towards remote access;
“You needed to know how to navigate by the stars. There is no GPS in space, there will be no GPS in space, so you really had to get pretty good to understand where the stars are and how you flew threw them,” said Sherwood. “How did so few people invent so much? We are a remarkably creative community that has led the way in technologies in aviation, not just simulating flight, but actually making things fly,” said Sherwood. TechWorks! is currently home to the Apollo Mission Simulator and Lunar Module. It was constructed in hanger two at the Binghamton Airport back in the 1960’s. Without it, astronauts wouldn’t have been able to get around in space. That’s where everything took off. Link used the simple bellow technology to develop a flight simulator that would go on to train thousands of pilots and astronauts. By taking the components of a musical instrument and turning it into technology that would eventually launch a man to the moon, Sherwood says, is a testament to the ingenuity of the Southern Tier. “It’s said that of all the simulations for visuals and simulators they’ve tried, NASA has said this is the one they like the best,” said Susan Sherwood, executive director of the Center for Technology and Innovation, better known as TechWorks!. BINGHAMTON (WBNG) — With astronaut and Apalachin native Doug Hurley heading into space in the coming days, TechWorks! is discussing Binghamton’s major role in developing modern aviation and space travel. It all started when Edwin Link was sitting on an organ bellow during lunch. Someone told him a joke, he laughed, and when the bellows moved, Link says it simulated the feeling of flying. Sherwood says the Apollo Mission Simulator is currently on loan from the Smithsonian Institution for reconstruction and restoration. TechWorks! is looking to return it to it’s original condition.