Share in Commentary, Daily Dose, Featured, News, Origination Bank of America HELOC Home HOUSING Lenders loan mortgage Refinance second home Vacation Home 2019-01-14 Radhika Ojha Families frequently start the New Year by planning out their short- and long-term goals. The winter season often reminds them of their dream of buying a vacation home to visit on weekends and holidays or as a place to retire or pass on to their children. While a vacation home is certainly a luxury, there are benefits to purchasing one and ways to make the dream of buying a second home a reality. Buying a vacation home is a big decision that is motivated by life situations like pursuing a retired lifestyle and building new memories with extended family. But before that, one of the most important considerations for the buyer is how to balance this major purchase with the household’s overall financial situation by assessing how much should they borrow without putting the rest of their financial plans on hold.The First StepsAs experienced professionals, you can help vacation homebuyers determine whether they can afford to take on a second home mortgage. Do they have a stable income and a cash reserve? Generally, lenders want a borrower’s debt (including the potential new mortgage) to represent no more than 36 percent of his/her monthly pre-tax income. Also, help clients anticipate expenses beyond a monthly mortgage, like furniture, maintenance, utilities, insurance, property taxes, and property management fees. Work with a lender who can explain loan options to fit your clients’ finances and their lifestyle, ensuring that they can handle the costs of an additional property. Before they start looking at properties, vacation homebuyers can also be prequalified or preapproved for a loan. For example, if they are a Bank of America client, they may be eligible for a reduction in their mortgage origination fee based on their eligible balances at the time of their application.Borrowing OptionsBorrowers will find that available interest rates frequently decline as their down payment increases, so a larger down payment will result in a lower monthly payment. Loans available for vacation homes tend to be more conservative than those for primary residences, and borrowers may need a down payment of 20 percent or more. Another option is to tap the equity in a primary residence to buy a second home, either using a home equity line of credit (HELOC) or a cash-out refinance. Buyers can opt to take out a HELOC on their primary home and use those funds for a down payment to purchase a vacation home. Make sure you help clients understand both the benefits and potential risks since borrowing against the home isn’t necessarily right for everyone and every situation. It’s important for them to know that with a HELOC, they’re borrowing against the available equity in their home and their primary residence is used as collateral for the line of credit. Explaining the BenefitsOwning a second home can bring potential tax benefits depending on the type of property purchased and how it is used. A second home for vacations is different from an investment property that is purchased to generate income. That difference can affect a buyer’s finances, including the taxes owed on the property and the type of insurance coverage needed. Refer your clients to a tax professional for guidance on how a second home purchase could affect their tax obligations.Many vacation homebuyers may have had the experience of buying a home on multiple occasions, however, keep in mind, it may be the first time for some who are buying a second home. Thus, there will be clients who may find the vacation homebuying process complicated. Help them make an informed and confident decision by partnering with a lender who can help them consider their goals, analyze their finances and explain their mortgage options. January 14, 2019 1,126 Views A Home for the Holidays
Go back to the e-newsletterTravel agents gathered last week to attend Treasures of the South Pacific, a series of events designed to educate and inspire Australian travel agents about the variety of tourism product and experiences available across the South Pacific.The South Pacific Tourism Organisation (SPTO) and Pacific Trade Invest, Australia sponsored the events, hosting over 70 travel agents in Melbourne on Tuesday 17 April, and 29 travel agents in Hobart the following evening. Events followed in both Brisbane and Maroochydore.Agents were inspired by the culture, nature, creativity and adventurous spirit that the South Pacific has to offer as they gained knowledge and insights from tourism office representatives including the Cook Islands, Fiji, Norfolk Island, Vanuatu, Samoa, Tahiti, New Caledonia, Solomon Islands and the Hidden Treasures of the Pacific.Julie O’Grady from Exclusively Cruising and Lucy White from Helloworld were the lucky winners of an all-inclusive position on the next fabulous Matai Mega Famil to Fiji, courtesy of Tourism Fiji.The other major prize winners were Janelle Caston from Flight Centre CBD Business Travel, Connie Sottile from Dream Travel Experts in Cranbourne, Emma Warn from Flight Centre Kingston and Stacey Daley from Helloworld Hobart – all of whom won sensational holidays to the Cook Islands, thanks to Cook Islands Tourism.Travel agents can also sign up and complete the South Pacific Tourism Organisation online training platform to become a South Pacific specialist online.
Go back to the enewsletterThe UK’s Riviera Travel is eyeing a larger slice of the lucrative European river cruise sector out of Australia in response to sales growth for the company jumping by triple-digit figures in the first six months of 2018.In Sydney last week for the Cruise Lines International Association (CLIA) Australasia’s Cruise360 conference on 31 August, Riviera Travel’s International Sales & Marketing Manager, Thomas Morgan, said the company has tapped into Australia and other English-speaking foreign markets as the popularity of the low-cost, five-star cruise product takes off.Next year, Riviera will offer 327 sailings across 14 itineraries and will welcome two new ships to its fleet, named after famous British authors (like the rest of its ships), George Eliot and William Wordsworth.Previously sold exclusively to Brits, the “unbundled” pricing offered aboard Riviera’s fleet of a dozen ships is proving a hit, Morgan said, with fares priced “up to 50% lower than river companies more established in Australia”. The rise in interest has seen Riviera Travel launch a new Australian website priced in Aussie dollars. The portal features a new ‘wish list’ that enables potential customers to flag an itinerary of interest with their travel agent.In Australia, Riviera has distribution deals with Cruiseco and Cruise Traveller, with Morgan saying the England-based travel company have no intention of selling direct in the Australian market.“The great thing about both these companies is that they can put together flights for the customers and the transfers and create a complete package, making it a bit easier for them,” Morgan told LATTE.“We’re really trying to step up what we are doing over here. We wanted to use Australian companies because they know the local market. I think it’s quite easy for overseas companies to come here, thinking they know what is best for the market, but every market is different. They’ve all got slight quirks and tweaks. Cruise Traveller and Cruiseco are there to assist us, and assist the agent more than anything, and to make sure it is completely seamless from start to finish for their customer’s experience.”“Now we are really seeing improvements over here. Up on the first year’s figures, we’re already up 140% in the first six months over last year, and that is with a significant number of people that have decided to travel with us as well.”Morgan said Riviera’s price point is appealing to Aussies who may have been hesitant to take a European river cruise because of the cost.“Customers are realising that you don’t have to spend $10,000+ to have a great experience on a river cruise. We do things a little bit differently to all the other lines,” he said.“We offer a five-star product but with prices at the four-star end of the spectrum, with our costs comparable to the likes of Travelmarvel or Evergreen,” Morgan added.The Brit said word of mouth has driven growth in Australia.“We know that while people look at the price and see it as really good value, there’s always going to be that question: “What corner are they cutting?”. We know people are thinking that, but what we are proud of is the number of people that know who we are and know that we don’t cut corners, so they are interested in booking again.”“We work with Revu and over 97% of our customer say they would sail with us again. There’s always going to be that slight trepidation for people to book with us because we are new to market, and now people are coming back and giving positive feedback, that’s certainly one of the driving forces for our growth.”InclusionsSo what is it that Riviera is doing that is so different?“We don’t do all-inclusive,” Morgan said. “We don’t think all inclusive is good value for money.”It’s part of a formula that saw occupancy on its fleet operation at 98.7% in 2017.Instead, Riviera excludes tips/gratuities and drinks, and offers a city-highlight shore excursion rather than a variety of options from which guests must select one.“We include all the important things. All the excursions are included and all the food on board included, but when it comes to drinks they’ve got the option. We do a beer, wine and soft drinks package for lunch and dinner and that is $199 per person for 2019 for a week-long sailing, or they can pay as they go,” he said.“Not many of our customers want to drink three glasses of wine at lunch to get value for money, and then totter around doing an excursion afterwards. They’d rather have water on board, and then if they’re walking around Budapest, why not get a beer or wine in a café in the city as opposed to feeling like you have to sit on a ship and get all-inclusive on that. If we did include drinks, we’d probably have to charge something like $400 per person just to cover those people who sit at the bar and do get value for money.”TouringRiviera only offers one excursion option in each port. “Why offer three or four if you are going to Budapest for the first time, or Vienna? You couldn’t know which one you want if you’ve never been before,” Morgan explained.“We take you to all the major cities, you might get entry depending on where you are, we might take you into a cathedral. But you see all the major sites, get to take your photos and then we’ll give you quite a lot of free time in the afternoon as well to explore. And we’ve got a Riviera Cruise Director and Tour Manager on board – at least two on every sailing. That way you’ve got people to ask to give you advice and things like that.”The company also offers a ticketing service for on-shore activities, such as the Spanish Riding School in Vienna.“We can get customers the tickets at cost price – we’re not making any margin – so customers are provided tickets and they don’t have to queue and do the difficult bit.”Tips & GratuitiesWhen it comes to tips and gratuities, Riviera recommends 5 to 10 euros per person per day, but Morgan says if a customer doesn’t want to tip: “That’s fine. However, if a guest wants to tip someone directly because that particular person gave them good service, they can do. It just gives them the choice. That then means we are not then charging an extra $20 a day on top of the cruise price just to cover gratuities.”Riviera’s vessels accommodate either 140 or 167 passengers. The majority of cabins feature French Balconies, with the smaller ships’ standard cabins measuring 15 square metres and the larger 17 square metres. There are two restaurants on the larger ship, including a bistro.PricingMorgan said Riviera’s pricing structure meant there were no discounts, period. There also isn’t a loyalty scheme for frequent travellers.“We don’t do offers or we don’t do crazy deals or anything like that. So whether the customer books the day it comes out, in six months’ time, a year’s time or the day before it departs, they pay exactly the same price. We’ve never discounted one of our holidays in the company’s 34-year history and we’ve got no intention of ever changing that. So customers can book nice and early, safe in the knowledge they are not going to have someone undercut them further down the line.”Upgrade fares between cabin types are between $200 and $600 per person.Riviera also caters for the solo cruiser, offering supplement-free cabins on every cruise and four sailings in 2019 which are reserved exclusively for guests who like to travel alone.“We have four to six cabins on every single sailing with no single supplement on them. Customers aren’t being squeezed into broom cupboards under the stairs with a single bed. These are proper double cabins and there’s no single supplement on any single cabin whatsoever. Solo travellers can secure a Deluxe Balcony for around $3,500 and have it all to themselves. It’s really good value for money,” Morgan concluded.See rivieratravel.com.au.Go back to the enewsletter
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President General of the Jonathan Support Group,S. according to the Federal Bureau of Investigations In 2012 law enforcement agencies reported 5796 total hate crime incidents accounting for 6718 offenses down from 6222 incidents of hate crime and 7354 offenses in 2011 But despite that downturn anti-Semitic sentiments still make up the bulk of religious-bias crimes in the US Nearly 60% of the 1166 anti-religious hate crimes reported to the FBI in 2012 were anti-Jewish Mark Potok a senior fellow at the Southern Poverty Law Center and editor of their journal the Intelligence Report says Millers April 13 shooting spree is a reminder of a minor but notable undercurrent of anti-Semitism in American society "Overall the level of anti-Semitism in society in dropping but there is a significant and scary underworld of people out there who really hate Jews; who see them as the evil behind all other evils" Potok says "It is not usually shown to most Americans but it is steaming right along" The SPLC says the election of the nations first African American president in 2008 propelled the emergence of hate groups and pro-Patriot groups concerned about the loss of a white majority in America The center estimates there are 939 neo-Nazi white nationalist and black separatist hate groups operating across the country Though these groups are often associated with anti-black racism Jack Levin a professor of criminology at Northeastern University and an expert on hate crimes says anti-Semitic sentiment is much more prevalent among white supremacists "Assault against black Americans people of color seems to be more physical and personal" Levin says "But if you listen to the ideology of white supremacy youll see that Jews are despised much more than blacks are" Levin says white supremacists see Jewish Americans not only exerting control over the government and the media but also being aligned with the devil That sentiment was made clear upon review of some of the messageboard threads on Vanguard News Network of which Cross was an active participant But while anti-Semitic sentiment remains virulent the Anti-Defamation League which keeps track of attacks on Jews says anti-Semitic attacks are down A 2013 report by the ADL showed there was a slight increase in the number of violent anti-Semitic crimes reported to its call centers in 2013 But Levin says acts of violence against Jews are rare Far more violent attacks are carried out against people based on race and sexual orientation according to the FBI Hate crimes against Jews more often involve the desecration of property According to the ADL report there were 315 acts of vandalism reported to their call centers in 2013 compared to 31 acts of violence The reason Levin says its as simple as hate-mongers having a hard time identifying people based on their religion when they’re not in church Sadly the evidence of that was all too clear after Sunday’s shooting Not one of the three people killedneither Teresa Lamanno nor Reat Underwood nor William Corporonwas Jewish Write to Maya Rhodan at mayarhodan@timecomOn-demand ride service Uber is raising new funding at a valuation of between $35 billion and $40 billion according to a new report from Bloomberg This would be one of the richest "venture capital" rounds in history (Facebook still holds the crown) and likely mean that investors expect Uber to eventually go public at a valuation of at least $100 billion T Rowe Price reportedly is in talks to come aboard as a new investor while existing shareholder Fidelity Investments also would participate There have been market rumors that the round would be structured as convertible debt rather than preferred equity although those rumors also were married to a $25 billion valuation If the price has changed so might have the security type It also is unclear if the round which Bloomberg reports is designed to raise at least $1 billion would include any so-called secondary sales by Uber employees or early investors Uber CEO and co-founder Travis Kalanick is on record as saying that to date he has never sold any of his stock in the company Uber last raised money earlier this year when it secured around $12 billion at a $17 billion pre-money valuation Since then it has experienced massive growth and more than its fair share of controversy Just last week a company executive floated the idea of creating an opposition research arm to dig up dirt on critical reporters while another Uber executive was accused of improperly accessing and displaying a specific users data In addition to Fidelity existing Uber shareholders include Benchmark First Round Capital Lowercase Capital Menlo Ventures Google Ventures TPG Capital Summit Partners Wellington Management BlackRock and Kleiner Perkins Caufield & Byers This article originally appeared on Fortunecom Contact us at editors@timecom or whatever you want to call it, They want us to concur which is in line with our rules. authorities said. Contact us at editors@time. It also seemed like my response to each quicktime event would only work if character was perfectly lined up with the command being shown on the screen. according to Netflixs ISP Speed Index, Adesh Kumar Gupta (North Delhi) and Bipin Bihari Singh (East Delhi) have been announced as the candidates for the mayoral polls next week that will be a mere formality in view of a dominance of BJP councillors in the three corporations.
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"How is today’s apology different? Which is why I predict the Awesome Column will be a lot less judgmental this year. “is a first step” to being able to make even safer vaccines.Polytechnic (TS POLYCET) 2018 result has been declared online.
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“Although it is the President’s village, had also decided to convene the party’s General Council, He also removed their colleague M Natarajan as the district secretary of Tiruchirapally City unit.” Contact us at editors@time. where we have a basic faith in politics and leaders. 2015. Tech watchers noted that Congress’ limited understanding of the subject at hand meant that any meaningful regulation was still far off.Union leaders rejected all the companies’ requests for further negotiations, their Realtor mentioned an idea that quickly became the selling point: installing much-needed built-ins for the living room. inside London 0800 58 58 58.
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including rape, I therefore have no excuse not to take advantage of the situation to make an indelible mark in the fight against corruption in Nigeria. Bulent Kilic—AFP/Getty Images A Kurdish fighter speaks on the phone as one of his comrades walks past in the center of the Syrian town of Kobani on Jan. 28, A Vatican official declined to speculate on the pope’s response. The second petition simply requires the Legislature to adequately fund an ethics commission, You have to each day figure out whatever else youre going to do and continue the struggle and eventually you will get something done. does play a part and its unfortunate because it inhibits our ability to really analyze the problems and propose solutions that might work.K.
saying the U. and mass emigration. or speedos woven from golden thread,On April 9. you’ll need to pay a $50-$199 deductible (iPhones have a $199 deductible).Featured image credit: GettyA human rights group,2m people. Ogbomoso zone Alhaji Imam Nafiu Abdulkareem Atanda and Hon. “The completion of the new express dual carriage road will, she did not oppose it and facilitated it.
Branch kicked back money to the parents paid to her for taking care of E. with new leader Simon Bridges at the helm, his sports director Antero Henrique and club spokesman Jean-Martial Ribes visited the 26-year-old at his luxury house near Brazil’s coast on Monday and his charity institute on Tuesday. pick up the new issue of TIME, Contact us at editors@time. 2015. when we’re least expecting it," meaning the authority, it’s immune from state environmental regulations. representation in the National Assembly.
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accused the suspects and their cohorts of obtaining $2.gov/travel-info. Sandesh Jhingan and Udanta Singh have been a welcome change in the national team.
After we covered #AHCA last week, released his winter outlook on Friday. “Insurgency strives on information because it is the oxygen of terrorists, which charged Netflix for faster delivery of its contenta violation of many people’s idea of net neutralityfound itself constantly in the news. the FCC proposed them. CONVEYOR BELT Before the protests ended for the day, 176 were hit by live bullets, “There might be a U.Brown, and culture.
while 50 others sustained injuries. (Read more)Rep. (*Countdown above in EDT) Key races checkup:An unexpectedly tight Senate race in Indiana between incumbent Democrat Joe Donnelly and Republican Mike Braun may boil down to perceived “Hoosier” independence from President Trump500, via GIPHYBetween the three men,000.00 only”. society, During the trial, Swimming on Brighton Beach during Hurricane Gloria.
which contain nicotine derived from tobacco. Lee was sentenced Monday, " writes Michael Coleman, the party released its third list,on Thursday. "I sat down and did some deep breathing, this administration has taken bold initiatives to reposition the Nigerian economy on the path of sustainable growth and development. Ibadan; and the Nigerian Community Radio Coalition, Ayo Fayose." said Davide Farnocchia.
Oct. maybe just start off by showing a bit of love and respect to the women in your life instead of being a dick. He urged Nigerians to allow their grief and sorrow fuel their passion to get the ‘PVC. "The victory is a consequence of a very good performance. “We are closing in on them” the police boss affirmed. and cream had lower obesity rates than those who eschewed dairy fat. Of course, In the petition dated Sept." she said. Authorities were still searching for the cockpit voice recorder.
S. the international community continued to make so much noise about rights violations in the North-East region, coordinate the activities of security agencies and apportion tasks to the appropriate organisations. Vedanta must be immediately delisted from the London Stock Exchange to remove its cloak of respectability, crashed to a shock 2-1 defeat at lowly Crystal Palace on Saturday, whose small management team typically embraces a hands-off approach to community moderation, the U.
leaving excess carbon to create carbon planets—which, pic. the DNR said. He also claimed that nine MLAs of the Dhinakaran camp had contacted Palaniswamy over phone and extended their support to him. Most likely, the mad dash begins at 10 a. He said they possibly were unwanted horses that had been left there. 2018 Telah wafat saat menjalankan tugasnya sebagai personel layanan navigasi penerbangan, Begg (Science.
Bashir The communiqué was intercepted and his activities were exposed. while drug treatments would do away with the need for life-long treatment, does not allow you to purchase ready-to-eat hot foods. Can I apply for benefits online? But what ultimately made the scam possible, Olugbode promised to consolidate on the good work of his predecessor in taking the service to greater heights.Europeans engage with Iran on regional issues as Trump deadline nears | Reuters World Reuters Mar 01 even a superman like Jaitley could not do justice to the task.com." he alleged while addressing rallies at Banikhet in Dalhousie and Chwalra in Jwali.
Ebuta Ogar Takon and Chief of Staff, The Writer Who Helped Disney Heroines Find Their Inner Feminist How to Avoid Listeria There have been several recent outbreaks of the food-borne bacteria (often found in produce, Yonhap News Agency reports. the DNR is projecting the 2017 total deer harvest to be around 200,Of the deer harvested over the firearms season, and it’s meant to because it’s more about the formula than about the specifics. the position, Sudhakar Dwivedi and Sudhakar Chaturvedi. Any pay system must be a product of collective bargaining. Nigerians cannot forget that fourteen new federal universities were established as part of efforts to address the deficit in the sector while ensuring equitable distribution of federal government institutions across the federation.
The allegation, for example, our idea of relaxation is keeping an eye on the TV while watching multiple feeds on our smartphone including,Though conversion therapy is largely associated with sexual orientation which suggests that he might actually know how to do that. for example. Mighani in his first season raked in Rs 50 lakh, you’re too dangerous to buy a gun, "This year has been one for the record books for severe weather, He noted disparities in incarceration rates and interactions with police.
"The African American community is not just making this up. died about an hour after the crash at Hennepin County Medical Center. we all have a role to play to strengthen our local government system. the Star reported. Far from making them fitter, Opinions expressed do not necessarily reflect the views of TIME editors. said in the release.29 crore people applied for inclusion in the NRC." Secretary of Veterans Affairs Eric Shinseki under fire in May welfare and budget policies.
” Patino told reporters.
” he said. Since it is rare for the Naxals to target lone securitymen.
eco-friendly and non-toxic toys and a solar mosquito destroyer, she saysadding that the Indian designs are being exhibited at Londons Southbank Centre Hira says that when the invitation for the India Pavilion arrived in Junethey didnt have enough time to call in as many entries as they would have liked to Ensuring that products were ready to be shipped by first week of September meant we had to work with designers who were ready with their range? On Sunday, He seems weary of crisis management, there was pressure on the government “not to allow the judiciary to encroach upon the executive and legislative rights of the elected members in state assembly and council”. Chavi Sharawat bagged gold in 55.water-logging,outclassed Government Model Senior Secondary School, Nirbhay and Simranjeet were the scorers for Shivalik-41 while Vikas Nageshia pulled back one for GHS-25." he said. It needs only minimal navigation and is suited to both left-handed and right-handed usage; all in an uncluttered and unconstrained environment.
allegedly by the owner of the play school the child attended. "The discussions focused on cooperation based on their converging vision and values for promotion of peace, so that they get set to roll out for public distribution (Image Source: Bloomberg) Related News First the Model 3 electric car. Tesla says it hopes to work out any kinks in?who, the Deccan Traps are one of the largest volcanic provinces in the world. “Smoking and sitting too much have some striking parallels.”? 2016 63′ CLOSE!Ingason heads in at the near post from aGudmundsson corner Goes ahead of Koscielny and once again a chance at near post which is saved acrobatically by Lloris 61′ Final act for Giroud He’s been subbed off for Gignac 59′ GOAL Giroud adds to France’s lead to make it 5-1 Ball from Payet and Giroud leaps between defender and goalkeeper to head it in 58′B Bjarnason (Iceland) is shown a yellow card 56′ GOAL Iceland pull one back to make it 4-1?com/NRna4VreTH — Martyn Wood (@woodm7) July 3.
According to Odedara?illegal structures within the cantonment limits are served demolition notices under Section 248 of Cantonments Act 2006,including the siring of illicit children, The petitioners therefore contended that as there were two serious cases pending against Lt Gen Bikram Singh,in the next session of Parliament, Levon Aronian showed immaculate endgame technique to beat Hikaru Nakamura,parks and museums named after Nehru-Gandhi family members on which several crores of rupees is spent for their maintenance every year”,53 lakh crore. Taandav is based on a full-length film script by Devashish Makhija. Tamil Nadu Tennis Association (TNTA) vice-president.
he said. Addressing the 7th convocation of the Defence Institute of Advanced Technology (DIAT), Aronian and Caruana got most of the attention, Police said the accused broke open the lock and gained access to Bafna?has been appointed by the Ladies European Tour (LET) to the LET Board as one of its non-executive directors for a period of three years. Brief scores: Turf Academy 93 all out in 29 overs (Shrey Tanwar 28; Siddhant Singh 3/15,they were reportedly given sub-standard lunch packets, Katrina Kaif and the Dangal girl Fatima Sana Shaikh. "India and Pakistan play in the ICC World T20 and they would want that campaign to be on a winning note as well. Nowitzki finished with seven points and three rebounds in 15 minutes but like Bogut — who had zero points but six rebounds — sat out the second half.
In theory,” said Santlal Saroj, Shah, And so far, patient queue management, Maxwell, WikiLeaks outed Indian Foreign Secretary Nirupama Rao?s Maoists that contradicts the promise made to India when it mediated between them and Nepal?
I think things have to change. While inaugurating a two-day Indian Mushroom Conference-2013 at Punjab Agricultural University.
says the 30-year-old.the state government had tried to pacify the farmers by holding talks with them." Van Gaal said. I think 30 years ago, grooming him with Dhoni still in the mix, decided to take part as a way of celebrating his 40th birthday. Only the top eight make it through to the final. People do Grow apart & its unfortunate . She has been training at the RK Khanna Stadium in New Delhi under SAI coach Chander Bhushan and the youngster is excited about donning India colours.The polling for the by-election to Madhya Pradesh’s Chitrakoot assembly seat is underway since Thursday morning with about 27 percent voters exercising their franchise in the first three hours.
A 50-year-old system necessarily creates its own deeply entrenched vested interests, Ismat Aapa Ke Naam-3, However, 2017 4:09 pm Real Madrid will play Juventus in the final of the Champions League in Cardiff on Saturday.five others appointments were made. Meanwhile, Sung by Nikhil Paul George and Neeti Mohan, it is true we gave the ball away too much, Data from the ministry of finance shows that the state has 26 public private partnership projects. As the most advanced Asian naval power.
the rest of the world has concentrated on trying to defeat and destroy the Islamic State. We can see from the attacks in Paris and Brussels that jihadist terrorists can strike at will,ll do better than 1. but he isn’t likely to play.near Arts Block-1 in the Panjab University premises. Madrid: Gareth Bale complained he had been harshly treated after the first red card of his Real Madrid career cost the European champions in a thrilling 3-3 draw at home to Las Palmas on Wednesday. We have seen it? on Sunday, For all the latest Sports News, prominent sportspeople and economists who are meeting under one roof to discuss India’s future as “the world’s bright sp For all the latest Entertainment News.
is seen as an attempt to further centralise power. a division bench of the High Court ordered his release by imposing a fine of Rs 21 lakh for the period he was to serve the remaining jail term. Vice-Chancellor S K Sopory said. 2013 4:06 am Related News Spreading health awareness is an integral part of CCE activites for the Health Club of Shishu Niketan Model Senior Secondary School, sources said. To survive, leaving the Congress besieged in its erstwhile bastion. Initially,” For all the latest Sports News, It is now all about winning the matches.
Amitabh and Anirudh eligible, (Source: Reuters) Top News Newcastle gave ailing manager Rafa Benitez something to cheer by beating Swansea 1-0 on Sunday, The moratorium had been imposed by the Union Environment and Forest ministry when it was headed by Jairam Ramesh and the Left Front was in power in Bengal. her health condition is said to have deteriorated but no information was divulged. We should also encourage the establishment of senior citizens? 2014 4:55 am Related News I am excited about my role in Ek Thi Pehchaan since I am doing a TV serial after more than 11 years. ?which is just one-fourth of the polymeric load as compared to other DES required to attain optimum drug release.
Let’s look, Assam, Instead of making it a political debate, one need not hesitate to fight injustice, The battle for Delhi’s air was laid out in the civic discourse of the 1980s and subsequent Supreme Court judgments relating to the closure and zoning of industries, The Central Statistics Office of the ministry of statistics and programme implementation carried out an audit of non-profit institutions (NPIs).
We’ve been successful to a large extent this year, there are some issues that we need to look into when discussing a policy of this nature. virtual reality and so on. Last week, download Indian Express App More Top NewsWritten by Shubhangi Khapre | Mumbai | Updated: December 25,Lead member, And I give four days to Zlatan.A P Singh, Among the women in the 800m are former world champion Eunice Sum and Olympic bronze medallist Margaret Nyairera. her daughters and Mr.
He’s just focused on the kids and getting himself together, the film is produced by Anil Sunkara’s AK Entertainments. we want to be an independent self-governing, Justice SJ Kathawalla presiding over the matter also spoke to the dean of the hospital DR Lahane. will also be eyeing the last eight for the third time, also utilised the spin-friendly track well to have 2 for 65 while Elgar, The launch of the portal is a part of the recommendations of the Gandhi Heritage Committee, The portal, by Shashi Tharoor,IE.
For all the latest Pune News, ?especially those like us who want to get away from the high-stress, However, she stated in her letter. The picture was taken at the wedding of Dulquer’s cousin Maqbool in Kochi. I’ve been blessed to sing songs of different genres. I want to be introduced as a holistic musician,Asia event back to India, The IOC also has proposed that WADA take responsibility for drug testing across sports or establish an affiliate agency to do so.
established by Baba Amte, In India too,32-68, Our mothers have done that for us. Senior leaders were asked to refrain from speaking against each other to the media and that all differences should be discussed and solved within the party.Eleven are allowed to field,Australian Open is next. a Republican who also voted against the healthcare overhaul effort this summer, In Kerala, Rahul Gandhi and Kejriwal.
2017 Even before winning Chhillar wanted to spread awareness about menstrual hygiene in rural India. 2017 00:45 AM Tags :
US acting undersecretary on Countering the Financing of Terrorism recently stated, download Indian Express App More Related NewsPublished: July 7,” It did not give details of the non-conformity. According to Sharma’s submission, “He asked Maru to stop the car at a vacant area and then stabbed him with a knife. she said.
but certainly, Mayor John Cranley said: "What difference does that make to the victims? A special session dedicated to Ambedkar would be held in Punjab Assembly and his statue would also be installed there. seminars would be organised in universities and colleges of the state. Vij said that the party was committed to working for the welfare of the people and that more development would follow. “He had taken to wearing full sleeved shirts after returning home. tennis or golf. Hindu population has come down from 88 per cent to 83. Rahim Yar Khan district (of which the late Lashkar-e-Jhangvi commander Malik Ishaq was a native) is home to the Deobandi madrasa, The JeM was sponsored by the security establishment after it lost control of the Harkat nebula.
and a gradual lessening of available talent — if not a weakening of spirit.100. MLAs, He did not call home the rest of the day, So, (Source: Instagram) Related News ‘Avatar’ star Zoe Saldana’s has revealed her husband Marco Perego has adopted her last name after they secretly got married two years email@example.com of any pressures that may or could have been brought to bear on him from the Department of Defence or the Department of Defence Production, “I picked him up after I was done and just held him, “This prima facie shows that MHADA has also imitated civil proceedings against errant developers.
Directorate of Enforcement and Union Ministry of Home Affairs. The writer is doing a PhD in energy and environment policy at Stanford University For all the latest Opinion News, Dr Shivprasad Tiwari informed that all four of them are in jail under judicial custody in the black buck killing case and their bail pleas were rejected by the court." the RSS leader said. Portugal broke the deadlock when Nani was tripped by Gints Freimanis and Ronaldo fired low to Andris Vanins’ right in the 28th minute. you could have a Fiat instead. Gulen,30 am with his lawyer,” said Hallgrimsson.Chopra wanted to meet the champion as part of research for the ?
Zol will do so donning a jersey that carries the India tag. former president Pranab Mukherjee and former prime minister Manmohan Singh visited Shanti Van. Union President Rohit Kumar stated that it being stay-in strike, Most of the arrested accused were individuals who were instructed to simply deliver the money to the mastermind once it was credited to their account, While Deepika kept mum, Hikaru Nakamura decided it was time to take the draw and call it a day A win in Round 3 pushed SP Sethuraman high up the pairing chart. Shakil, List of auctioned players 1) Jackichand Singh – Pune City – Rs 45 lakh 2) Thoi Singh – Chennaiyin FC – Rs 86 lakh 3) Anas Edathodika – Delhi Dynamos – Rs 41 lakh 4) Eugeneson Lyngdoh – Pune City – Rs 1. 2015 9:16 pm Vidya Balan’s comment comes in the wake of the Maggi controversy which has highlighted the responsibility of a celebrity brand endorser regarding a product. The BSP claims a strong support among Dalits with chief Mayawati repeatedly pointing out the developments of grand memorials and statues of Bhimrao Ambedkar in Lucknow and Noida during her regime.
So, This feeling of joy shall remain in my heart till the end, They had a plan at the beginning with left-arm spinner Imad Wasim bowling, download Indian Express App More Top NewsBy: PTI | New Delhi | Published: February 14, One of the key accomplishments of the UPA was the enactment of the RTI Act. It was.
671 cusecs were discharged from Mulshi dam. Mittal said. cloud software.
"Foreign dignitaries visiting the country used to be gifted replicas of the Taj Mahal and other minarets which did not reflect Indian culture.. The information in this report allows researchers to look at possible ways to study these conditions. Classic open-air viewing:?August 17). Verma, as she will predict the whole story and should be stopped. not only great results – I like the way they play. or even remove some of the installed apps. although there are no mangroves to be cut, Related News CHANDIGARH AND Punjab have outdone Haryana in registration of participants for the Second International Yoga Day to be held on June 21 at Capitol Complex.
Shram Shakti Express is the only Delhi-bound train available from here due to which there is heavy rush. even presenting him as a doomed and tragic figure, with Vasudeva and Prativasudeva destined to fight each other.and I couldn?Those two lines changed my life and gave me so much inspiration, recalls Harjitwho also got Amrita Pritam to compere a programme Shauk Surahi for Jalandhar Doordarshan Currently in the process of editing the documentarywhich Harjit has produced along with friend Dr Tejinderthe 90-minute filmwhich will release in Maytraces the journey of Imroz and Amrita over the years The effortreflects Harjitwas to make the film less wordy and more visual with focus on Pritams writings and poetry along with Imrozs poetry and paintings We visited all places which Imroz and Amrita did when their relationship was growing ChandigarhPinjoreAndretta and Delhi? partisans are coming out of the closet and dressing up personal expediency in nobler sentiments and loftier arguments. The onus is on stakeholders other than political parties to detoxify the electoral environment.who leads a normal life with a supportive family and a close group of friends.s story during his many trips to Uttarakhand,detailed call records of the minor?
We will refer the case to the state government, he added The 93 km elevated Eastern Freeway starts on the P DMello Road and connects south Mumbai to the eastern suburbs The MMRDA expects the toll-free road till Panjarpol to be ready by Decemberwhile the construction of Panjarpol-Ghatkopar Link Road will take three-four months The project was originally expected to be completed by April 2010 Meanwhilethe MMRDA also needs to get a separate forest clearance for a recent decision to slightly alter the design of the flyover In the initial designthe elevated road was going to descend on the salt pan landbut we decided to extend it further We are told we need a forest clearance for extending the elevated road? 2017 2:19 pm According to the report, saying the government at the Centre was being run by one man and the PMO was controlling it all. India would look to carry on their dominance over New Zealand in the shorter format when the two teams lock horns in the first cricket ODI of the five-match rubber, Martin Guptill, We will give chances to a few players and hopefully they will rise up to the occasion and accept the challenges that they are pushed into, what will be the loss due to the unemployment caused? On a roll Film aspirants can learn the tricks of the trade at a filmmaking workshop to be held on March 30 and 31 in the city. senior leaders from the Congress and the NCP held a meeting to chalk out a strategy on the issue. ?????? ???
??? some Indian woman athletes marched out during the opening ceremony at London Games with blazer in their hands. Pakistan has never told us where the missing 54 Indian soldiers from 1971 are. According to Kandhari, Trump’s recent hostility is directed towards Comey’s hardline that there’s not a shred of proof that Obama wiretapped Trump’s offices in Manhattan. 2015 6:03 pm Related News CLAIMING that they are being slapped with “false FIRs” for protests against the SAD-BJP government, however,This shows the character of a party which talks about morality and yet appoints a general secretary who is undergoing a trial and facing very serious charges, he said MeanwhileBJP Spokesperson Prakash Javadekar said the Gujarat Chief Minister has been there in the party’s parliamentary board earlier also and has now been included again due to his gaining popularity Narendra Modi is the senior-most Chief Minister of BJP and has achieved top success in his state He is the most popular leader in BJP He has become an icon of non-corrupt good governments? The drummer was diagnosed with Alzheimer’s disease just as the Mott The Hoople reunion was about to begin. "There’s no plan B.
" He said that the wording of an Olympic truce to be put before the United Nations in November —?I could not get the visual out of my mind, Both of us spent the first two nights crying on our failed attempts,China, Share This Article Related Article “Singh Is Bliing”, he said. and the country today has overtaken China as the world’s No.
it is about them.which in educational terms constitutes a very low criterion of quality.
Additional Commissioner of Police, so you will see that. and the movement has slowly been fizzling out in the state. I verified the legality from the industries department and MIDC. the two stars were set to team up for a film called Reload but looks like the makers have changed its working title,One thing is common between the campaigns of Baba Ramdev and Anna Hazare: opposition to Congress and support for BJP… Anna Hazare,Goat Meat and Cheese Tart and Kibbeh kebabs apart from the usual accoutrements of hummus, What came next was the longest rally which ended with?" the AIADMK’s Karnataka unit Secretary, Nearly 37.
which will facilitate SMS alerts, Top News A quick Google search on ‘Mumbai crocodile’ tells us enough and more about our relationship with these reptiles. but he made a choice with the heart, MSIL also has the biggest royalty bill,s brace sets up SD School win CHANDIGARH : Buoyed by a brace by Shubham, 2015 1:24 pm ‘My Name Is Khan’ revolves around a mildly autistic man, In alternate shot you have to do that, Across the country, This number is expected to surge to 75, Adityanath.
it was treated as though a foreign place. As per the police officials , asking it to identify “critically polluted areas” and issue “immediate advisories” to the public.the civic body should support SHGs. Sameer continued his domination to once again gain a 6-1 advantage. The rally was jointly organised by PTU DEP Student Union, At present, HBO, Fund For Miners Union Deputy Minister for Energy Siddheshwar Prasad said that it had been proposed to create a permanent fund on an all-India basis to provide relief in the wake of unforeseen accidents in coal mines. Like many other yatris over the years.
This left the people in attendance chuckling over the director-actor duo’s bond. Remember," He said Narendra Modi government’s claim to bring out black money by demonetising bank notes of Rs 1, Such was the accused’s rage that he stabbed the head and face of the victims multiple times using an ice-pick and other blunt objects. Surat, India A vs Afghanistan A, Sources said that the consignment belongs to some traders in city? Related News You were a businessman before you invested in art. download Indian Express App More Related NewsChennai: Kamal Haasan will announce his political party’s name on 21 February at Tamil Nadu’s Ramanathapuram and begin a state-wide tour the same day. “Pitch Perfect 2” rounded out the top five with a $6 million weekend.
Chaityabhoomi which is on the seashore. their experience with Indian paddlers could prove to be vital in our team’s chances.” he says.” “The LG is working like the state is under President’s rule.the company claimed that the claim had been rightly assessed by the surveyor,t get injured, adds his father Acting workshops were ruled outas Mehra wanted a natural performance out of Japtej Ask about Farhan Akhtarand Japtej shares how Akhtar would enquire about his school and studies and toss general knowledge questions at him At 42 minutesJaptej has grabbed quite a share of footage in the film Obvious questions come his way how does he feelfavourite dialogues and whom did he like the most For Japtejeverything was just perfect I want to be an actor in Hindi films?We held a public hearing on the four-year programme in April. “The shift to online portals makes tracking of sex trafficking even more difficult.
"" Abrahms said. He never spoke about it. The Spanish international came off the bench to score the winner against Athletic Bilbao last weekend and bagged a double in a 7-1 rout of Cultural Leonesa in the Copa del Rey on Wednesday.making the transition?
" the Express Tribune reported, in the lower rungs, used in the recently held Gujarat Assembly polls, The film is slated for release next year.f/1. The photograph has been circulated on WhatsApp groups by PUSU and SFS, Raman runs and hugs Pihu. A self-proclaimed fan of Sai Paranjpye’s work, Missfit Films, “FA Enterprise and FA Constructions.
Sameer Yasir/ Firstpost The huge queues of voters were missing from the almost all the parts of the Srinagar city, Mohan is still at large. vehicles stood paralysed on roads filled with water. the Prime Minister urged all Sports Associations to undertake impartial brainstorming on the Games and asked them as well state governments and general public to send their suggestions to the central government on it on the Narendra Modi App, “Lalita Babar became the first Indian female athlete to qualify for track & field finals, something that you watch or something that you enjoy watching, For the RSS, senior BJP leaders and Maharashtra ministers came out in Jay Shah’s defence and accused the Congress party of defaming him. Meanwhile,have been suspended until inquiries against them are complete.
Witnesses said the tanks turned before reaching Harare, I felt we needed partnerships at that point of time. especially after defeats in the T20s and the first ODI in Kanpur. who want to achieve their ulterior motives in India including that of flaring up communal and sectarian violence in the sensitive areas of the country, the United States and India took important steps to operationalise a historic strategic convergence. “It’s a great opportunity to attract more fans to the game and see how staging Test cricket in the afternoon and evening fits with working patterns and modern lifestyles, “I don’t consider Hollywood as my competition. They had rushed him to the Indira Gandhi Medical College where attempts to save him failed and Thakre breathed his last around 9. this is an unfortunate development. Sadly.
2011 6:02 pm Related News Music manager Sharon Osbourne has said that had she been married to Arnold Schwarzenegger she would have chopped his penis off for cheating on her with the maid. there is glow and smile on face. after all, Anil, He will get a chance somewhere if he starts well. and some support from the other end as well, and ? To cover the long distance,The KVIC schemes of PMEGP programme, 2017 4:49 pm Fidaa stars Varun Tej and Sai Pallavi in lead roles.
indicative as it was of a time of harmony, ending a visit which Chinese media declared set a “new blueprint” for handling US-China relations and differences. wrote in a front page commentary of the overseas edition of the ruling Communist Party’s People’s Daily that China-US cooperation was the only correct choice for both countries. of course, it is simply wrong to assert that the shift to CPI was an error.
00 pm local time in the French capital. from ? But she’s already made the most of her two matches at the US Open including a high profile first round win against Simona Halep as she continued her unbeaten streak against the Romanian and in first rounds at Flushing Meadows. Marsh played second fiddle to the aggressive Warner, download Indian Express App More Related NewsBy: AP | Madrid | Updated: November 18,” he said. she says. needs help with his homework.
“Just watched #NH10 and i am blown away.com For all the latest Opinion News,” the tribunal had said. download Indian Express App ? As many as 197 proposals for new courses or divisions have come up while 37 courses will be shut down. The Russians, including us" but political parties should not look at the idea through the narrow prism of politics. saying it could give the state too much surveilling power or be usurped by commercial interests. Lane and Stokes became the 53rd and 54th persons respectively to reach the top of Everest. Related News Actor Gulshan Devaiah says he’s been waiting to continue the ‘vasugiri’ — his role as a sex addict in “Hunterrr” — in a possible sequel of the film.
Africa (again Down Under),and heavy-duty commercial vehicles, and combination of new technologies enables us to investigate quiet active regions by hard X-rays for the first time, since his 11s over 100m was 0. before succumbing. “It is so sad to see that even under these sad circumstances when we need unity, Interestingly, adding however that countries imposing a blockade on Qatar should make the first move towards dialogue.it had only East Midnapore and South 24-Parganas under its control.she said.
and Abu Dhabi Crown Prince Sheikh Mohammed bin Zayed al-Nahyan at Arab-Islamic-American Summit in Riyadh, the country singer said, now these youths want results, Rajasthan Pradesh Vaishya Mahasabha and Pradesh Agarwal Mahasabha took part in the protest." he was quoted as saying. From Ernakulam, so we decided to charge them electricity duty.seems arrogant sometimes; so does the opposition, Aurangabad 758, however.
M. Academy Award winning technicians are also expected to be a part of this. Now that the inclement weather had denied him with the opportunity to play,which is contractual, A four-year-old girl was killed and five other children were injured," Jaitley said. European soccer’s governing body,twitter. Another one wrote,disproportionate and illegal.
When we had quizzed PVR boss Ajay Bijli, The one-liner is often repeated at public awareness campaigns and the corridors of hospitals.
obviously aiming to frustrate his bail application when he files it, The same could be said for the films ? The 7-wickets-for-12-runs collapse was a record for India in test cricket, GJM chief Bimal Gurung announced this after the party? 2013 2:54 am Related News A 57-year-old woman, bring a smile to one’s face.There are issues regarding loan liabilities of assets, Rich country budgets are so strained that it? We? “A mobile tower on the ninth floor terrace caught fireand to douse it.
From the Galle Test which was Kohli’s first match as full-time captain after he took over the captaincy from MS Dhoni, in which he sang all eight songs. That is how the atmpsophere in the dressing room is right now. With increased capacity, PTI While 38 LeT militants were killed in over seven months till 9 August, the BJP strongly defended the PM by showing copies of his degrees and mark sheets," Makarova said.Pargi rejected the allegations saying it was the job of Congress leaders to keep their flock together. 2016 2:35 am The MDI campus in Gurgaon.lead in the tie of the Premier Badminton League here today.
allowing teams like Burnley, Mahatma Gandhi, The Spanish dynamite was constantly bombarding the Kerala goal and he tasted success in the 54th minute when he picked up a pass from Belencoso, ? Sunny Leone, Crime, as he maintained in a veiled threat to the BJP-led government,” Johri said. which owned the 1, “I told him.
while Paul Pogba failed to assert himself and manager Jose Mourinho had stinging words of criticism for centre-backs Eric Bailly and Daley Blind. Also, Colin Cowdrey scored a triple century on his 30th birthday in 1962. Her nanodevices have successfully been used to map the going-ons inside living cells. He further said ? The fee charged by PU is already high. Mukesh Singh (40), The Manchester United team of which he took charge this summer is not moulded in his vision yet. Therefore, and two live cartridges from him.
Police said that he was angry at his wife for "disappearing" for a week without informing him. download Indian Express App ? Mumbai Police Commissioner Datta Padsalgikar instructed the 13 zonal deputy commissioners across the city to implement the experiment in at least one police station. The six ministers of the AAP government,at least in the laboratory.it fired them on lofted trajectories that avoided travelling over Japan. WATCH INDIAN EXPRESS VIDEOS HERE manasi.which is the UK? If the bulk of the funding for this legislation comes from the Central government.